Terms of Use

Last updated: 30 October 2026

By using OEWER Tools you agree to these terms. If you do not agree, please do not use the site.

Using the site

OEWER Tools is free to use. You may use the tools and read the guides for personal or business purposes. Please do not misuse the site: do not try to break it, overload it, or interfere with how it works for others.

Results are for information only

Our calculators and tools use standard formulas and we test them, but results are estimates for general information. They are not financial, tax, legal or professional advice. A real loan, deposit or tax figure may differ because of fees, rounding, rate changes and rules that apply to you. Check important numbers with your bank or a qualified professional before you rely on them.

Your content stays yours

The files and text you use in a tool stay on your device. We do not receive them and we claim no rights over them. You are responsible for having the right to use anything you process with the tools.

Our content

The site, its design, the guides and the tool descriptions belong to OEWER Tools. You may link to our pages and quote short extracts with a link back to the source. Please do not copy whole pages or republish our guides without asking us first.

Availability and changes

We work to keep the site available and accurate, but we provide it as it is, without a promise that it will always be available, error-free or suited to a particular purpose. We may change, add or remove tools and pages at any time.

Limits of our responsibility

To the extent the law allows, we are not responsible for losses that come from using, or being unable to use, the site or its results. Nothing in these terms limits any right you have by law that cannot be limited.

Ads and links to other sites

The site may show ads and may link to other sites. We do not control those sites or their content and are not responsible for them. Their own terms and privacy policies apply.

Privacy

How we handle information is explained in our Privacy Policy.

Changes to these terms

We may update these terms. The date at the top shows when they last changed. If you keep using the site after a change, you accept the updated terms.

Contact

Questions about these terms? Email oewersolutions@gmail.com.